FINANCING · CHARLOTTE, NC
Roof Financing That Fits Your Budget
A new roof shouldn’t mean draining your savings. 365 Roofs offers flexible financing options so you can protect your home now and pay over time — with a simple application you can complete right at your free estimate.
Why Finance a Roof
Handle Your Roof Now, Pay Over Time
Roof problems rarely arrive at a convenient moment. A storm, a stubborn leak, or an aging roof at the end of its life can force a major expense with little warning. Financing lets you address the problem right away — before a small issue becomes serious water damage — and spread the cost into manageable monthly payments instead of one large bill.
For many Charlotte homeowners, financing turns a stressful surprise into a predictable plan. Whether you need an urgent roof repair or a full roof replacement, flexible payment options keep your home protected without putting your finances on hold.
How It Works
Simple, Straightforward, No Pressure
1. Free Inspection & Estimate
We inspect your roof and give you a clear, written estimate with no obligation, so you know the full scope and cost up front.
2. Explore Payment Options
If you’d like to finance, we walk you through the available options and answer your questions in plain language.
3. Apply at Your Estimate
Applying is quick and can be done right during your estimate appointment — no separate trips or long waits.
4. Get Your Roof Done
Once you’re approved and ready, our crews get to work protecting your home — and you pay over time.
What Financing Can Cover
Repairs, Replacements & Storm Restoration
Flexible payment options can help with a wide range of roofing projects, including:
- Full roof replacements — asphalt shingle or metal systems
- Major repairs that go beyond a quick patch
- Storm and hail restoration — including your out-of-pocket costs
- Upgrades like improved ventilation or premium materials
If your roof was damaged in a covered storm, an insurance claim may handle much of the cost — financing can bridge the rest.
Good to Know
Honest Answers About Financing
We believe you should never feel rushed into a financial decision about your home. A few things we want you to know:
- Getting an estimate never obligates you to finance or to buy
- We’ll always give you the total price in writing first
- Specific terms, rates, and approval depend on the option you choose and are handled through our financing partners
- Have questions before you apply? Just reach out and ask
Questions, Answered
Roof Financing FAQ
Do you offer financing for roof replacement?
Yes. We offer flexible financing options for roof replacements as well as larger repairs and storm restoration. You can learn more and apply during your free estimate.
When can I apply?
You can apply right at your estimate appointment. We’ll walk you through the options first so you can make an informed decision with no pressure.
Does getting an estimate obligate me to finance?
Not at all. Estimates are always free and carry no obligation. Financing is simply an option if you’d like to spread the cost over time.
FREE ESTIMATE
See What Your Roof Would Cost — and How to Pay for It
Start with a free inspection and written estimate. We’ll cover financing options if you want them.